The Indian banking sector supposed to be the world’s 3rd largest banking system in the world in 2025. Now, when the whole world comes together in a digital platform to share the information with a single click, in the same regard banking sectors are also spreads their connectivity and services all over the world. The banking sector of any country is the main and important pillar for any government all the important policies and declaration are done only with the support of the banking system of a particular country. Indian banking sectors witnessed tremendous changes in their different phases of operation and still working for providing fast and better functioning and services. During the last three-decades, the Indian banking system was changed totally and adopted the computerization, digitalization and now the virtual banking services which not only facilitate the banking services but also create various challenges such as increasing NPAs, cyber hacking, online frauds, failure of the banks, the merger of the banks and many more challenges which the banks are facing right now. Hence, banks required a sound understanding of market dynamics and strategic issues to meet future challenges. Thus, the edited book entitled “Working of Banking Sector in India: Present and Future Prospects” covers all the important areas which affect the banking performance of India not only according to the present situation but also work for identifying some future challenges and measures which can affect the banking sector operates in a better way. In this regard various useful and genuine topics related to banking sectors are covered under this edited book.